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ML Engineer – Credit Scoring
Bangalore, Karnatakafull time₹2,500,000 - ₹4,500,000
Posted Today64 applicants
Groww is hiring an ML Engineer to build credit scoring, loan eligibility, and default prediction models for Groww's expanding credit and lending products — leveraging India's richest retail investor dataset to assess creditworthiness for 10M+ investors.
- 3–5 years ML engineering with consumer credit or lending domain
- Credit scoring and default prediction model development
- Python: XGBoost, LightGBM, and neural network models
- Investment and financial behaviour data feature engineering
- Bureau data: CIBIL and Experian API integration
- RBI digital lending compliance awareness
- Build credit scoring models leveraging Groww investor portfolio behaviour data
- Develop real-time loan eligibility and limit assignment models
- Integrate bureau data features into credit ML pipelines
- Deploy models to production credit decisioning serving at sub-50ms
- Monitor model drift and trigger automated retraining
- Collaborate with risk team on credit policy definition
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