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Credit Risk Analyst – SME Lending
Ahmedabad, Gujaratfull time₹1,600,000 - ₹3,000,000
Posted Mar 26248 applicants
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Lendingkart is hiring a Credit Risk Analyst to build SME credit scorecards, monitor portfolio health, and define underwriting policies for instant business loans to 1M+ small and medium enterprises.
- 3–5 years credit risk analytics in NBFC or SME lending
- SME credit scorecard development experience
- Python: scikit-learn, XGBoost, and Pandas
- Bureau data: CIBIL, Experian, and GST data analysis
- RBI NBFC credit risk guidelines
- Strong SQL and analytical skills
- Build SME credit risk scorecards using bureau and GST financial data
- Monitor NPA trends and recommend underwriting policy adjustments
- Design early warning system models for SME loan delinquency
- Validate models against RBI model risk management guidelines
- Present credit risk dashboard to CRO monthly
- Mentor junior credit analysts
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